Thursday, January 10, 2013

"What is an annuity?

To put it simply, an annuity is a contract between an individual (called the annuity owner) and an insurance company for a guaranteed interest-bearing policy with guaranteed annuity income options. (Please visit the Learning Center for more information.)

What is a tax-deferred annuity?

It is a tax-advantaged product issued by an insurance company where long term financial needs can be solved better than with most other financial alternatives.

What is the major advantage of annuities?" (e. g. https://www.naaleads.com/annuity_faq.php )

All annuity dollars are able to accumulate interest completely tax deferred. This means an individual can post-pone taxation of growth until the money is needed and therefore earn triple interest - interest on the principal, interest on the interest and interest on the dollars that normally would be paid in taxes. (Please visit the Learning Center for more information.)

"Who wants to own an annuity?

People who want a safe way to reduce taxes; people who want to decide when to pay taxes.

Is an annuity safe?

Yes - with annuities, your principal is 100% safe and you are guaranteed to earn at least a minimum interest rate. This guaranteed safety is possible because each insurance company issuing annuities is supervised and regulated by each state’s insurance department; plus, they are backed by a Legal Reserve System and a Guaranty Fund. (Please visit the Learning Center for more information.)" (e. g. https://www.naaleads.com/annuity_faq.php )

Is the annuity for ?

No. Dollars earmarked for short-term needs should not go into the annuity. , at least six months of income should be saved for emergencies outside of the annuity. Also, those who need current income should consider an immediate annuity, not a deferred annuity. On the other hand, those looking for one of the more efficient ways “to accumulate” dollars on a tax-advantaged basis will find the deferred annuity enormously beneficial.

"Who should consider purchasing an annuity?

Anyone who wants a safe way to accumulate funds through triple compounding without paying current taxes in earnings should definitely consider purchasing an annuity

Since a withdrawal of principal is tax-free and IRS penalty free, can principal be withdrawn first and then interest?
About Choices:  

"Fashion Clothes
Choies.com is a global website destination for fashion-forward offers clothing, jewelries, accessories and shoes for high-street addicts.

We focus on the field of women's fashion, by focusing on the more fashionable close friends, collocation superstar, popular searching, from a different perspective, a different side to promote beauty, spread beauty, to provide you with the most IN the season of a single product, kinds of styles of clothes, jewelries, and other information.

The modern clothing has become a silent language to reflect the social nature of the wearer, so those who flaunt the self-existence, revealing self-advocates, clothing with distinctive personality traits must be subject to the consumers, especially younger consumers. The stylish, creative clothing could show individuality, and modification. In the fashion industry, "Bohemian" style has become the pursuit of the bohemian, free romantic. "Punk, hippie” style is the representatives of the rebellious spirit, among others. The fashion industry, fast, ruthless, quasi-fast fashion as the main feature is rising rapidly, driven by global fashion trend. Always follow a seasonal trend, with the fast food era "speed" features exactly the same, ZARA, H & M, GAP, etc. We know that people who love designer products always want the newest and hottest styles on the market. We emerged from a desire we share with many of you: a pint-sized platform of high-street fashion.

Choies.com is an online shopping destination that you need to bookmark and visit again and again. Our mission is to bring heart to commerce and become the better origin of fashion inspiration. Inspire and be inspired by cool girls the world over.

Here are the hottest single product recommendation, the fabulous treasure to share, come visit the baby, and love with beautiful people found the fashion, sharing fashion, looking for fashion to catch up with the trend; share the shopping experience, record your fashion diary, practicing fashion and beautiful heart Sutra, do the most beautiful."
( e. g. http://www.choies.com/about-us )




 Today's Diet Tip: 1 Trick To Lose Your “Belly” This Summer

(Daily rutine) – The Green Coffee Bean Extract is the latest buzz in the “struggle to trim down”.
With millions of people raving about this so called “miracle pill” that you take as a supplement to drop pounds,
it has been getting a lot of attention since it was recently aired on The Dr. Oz Show.
“Surprisingly, many people who contend daily with their weight have yet to hear about this powerful option.
Those that have heard of the green coffee bean diet are confused about what it is, how to use it and how to avoid
falling for ineffective formulas and downright scams.”(e. g. http://onlineconsumerlifestyle.com/diet/green-coffee-bean

According to Dr Lindsey (The guest host on the popular Dr Oz show) Green Coffee Extract functions in more than one way,
 “The first way is it goes in and causes the body to metabolize glucose, or sugar, and burn fat, mainly in the liver
…“The second way, the most important way, is it slows the release of sugar into the blood stream.
So when you don’t have sugar building up in the blood stream, you don’t have fat building up because sugar turns to
fat…When the two are fused together, you get this synergistic effect that basically burns and blocks and stops fat,
but it also is natural and safe.” (e. g. http://onlineconsumerlifestyle.com/diet/green-coffee-bean )
Well, them there at Consumer Lifestyles were a little skeptical of this Green Coffee Bean Extract.
Even after pouring though tones of research. While they had an educated opinion,
 they still had no personal proof that the Green Coffee Bean option was worth the time. So,
with their editors blessing, they decided to go out and put the product to the test myself.
What better way to find out the truth that to conduct their own report?
“To get started, I volunteered to be the guinea pig. I applied online for a bottle of LipoSlim. LipoSlim is one of the most
credible and trustworthy diet supplement companies on the market. It included a trial of the product and it did not try to
fool me into agreeing to additional hidden offers. Another reason why I chose LipoSlim is because it is the most concentrated
and purest Green Coffee on the market. This would give me the most accurate results for my test.”
(e. g. http://onlineconsumerlifestyle.com/diet/green-coffee-bean)